Privacy Policy
Last updated: February 8, 2026
QR Wallet ("we", "our", or "us") operated by Bon Groups is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.
1. Information We Collect
We collect the following types of information:
- Personal Information: Name, email address, phone number, and date of birth when you create an account.
- Identity Verification: Government-issued ID information for KYC (Know Your Customer) compliance.
- Financial Information: Bank account details, transaction history, and wallet balance.
- Device Information: Device type, operating system, and unique device identifiers.
- Phone Number Verification: We may verify your phone number directly with your mobile carrier to confirm your identity. This verification is performed securely through Firebase Phone Number Verification.
2. How We Use Your Information
We use your information to:
- Create and manage your account
- Process transactions and payments
- Verify your identity and prevent fraud
- Comply with legal and regulatory requirements
- Send important notifications about your account
- Improve our services and user experience
3. Information Sharing
We may share your information with:
- Payment Processors: To process your transactions (e.g., Paystack)
- Identity Verification Services: To verify your identity (e.g., SmileID)
- Mobile Carriers: To verify your phone number through secure network APIs
- Cloud Services: Firebase/Google Cloud for app infrastructure
- Legal Authorities: When required by law or to protect our rights
We do not sell your personal information to third parties.
4. Data Security
We implement industry-standard security measures to protect your information, including:
- Encryption of data in transit and at rest
- Secure authentication mechanisms
- Biometric security options
- Regular security audits and monitoring
5. Your Rights
You have the right to:
- Access your personal information
- Correct inaccurate information
- Request deletion of your account and data
- Opt-out of marketing communications
- Withdraw consent for data processing
6. Data Retention
We retain your information for as long as your account is active or as needed to provide services. We may retain certain information as required by law or for legitimate business purposes such as fraud prevention.
7. Children's Privacy
Our service is not intended for users under 18 years of age. We do not knowingly collect information from children under 18.
8. International Data Transfers
Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy in the app and updating the "Last updated" date.
10. Contact Us
If you have questions about this Privacy Policy or wish to exercise your rights, please contact us at: